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Transparent vs. Traditional Pharmacy Benefit Management (PBM)
Pharmacy benefit management (PBM) refers to a third-party service that connects health insurance carriers with pharmacies and drug manufacturers. PBMs administer prescription drug programs for 230+ million Am
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How to Choose From Your Employer’s Health Insurance Plans
We know the process of choosing a health insurance plan for you and your family can feel overwhelming. You’re not alone — 49% of employees say it’s “very stressful” to make health insurance decision
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Figuring out health insurance
What is an Open Access Network in Health Insurance?
“Can I continue seeing my doctor?” is one of the first questions employees ask about their health insurance plans.  As an employer, the answer you give depends on the network in your benefits plan. If
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patient hugging doctors
What is Reference-Based Pricing (RBP) in Healthcare?
Reference-based pricing (RBP) is an alternative to traditional pricing that generally stabilizes and/or reduces the cost of claims. As an employer, the cost of your employees’ healthcare claims play a
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Level-Funded vs Self-Funded Plans – What’s the Difference?
If you’re considering offering employees a self-funded health plan, a big decision is whether to choose a level-funded plan or not. Level funding is a type of self insurance — but what’s the difference
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